The Sewer Tie-In Loan Fund (STILF) is a lending program that provides low-cost loans to homeowners to connect to the local sewer system and abandon their individual septic system or cesspool. Municipalities must opt in to provide this service to their residents.
0%
Interest
$10k
Max per loan
Ready to apply
For municipalities applying to participate in the Community Septic System Loan Program, Sewer Tie-In Loan Fund, or a Facility Plan Loan.
Not sure this is the right form? Check eligibility or browse all application forms.
For: Residential property owners in participating municipalities who are connecting to the public sewer and abandoning a private septic system or cesspool, subject to program and municipal requirements.
Use: Financing supports eligible residential sewer tie-in projects consistent with the municipal program, DEM and local approvals, and the closed lending facility with RIIB.
Terms: Generally includes DEM Project Priority List placement, Certificate of Approval, a municipal facility with RIIB, established residential underwriting criteria, and living in a participating community when applying for STILF financing.
Anthony Hebert, Business Development Officer
Municipalities interested in learning more about the STILF should contact:
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