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Apply for financing

Pick the next step that fits where you are.

Recommended start

Still choosing a program

Answer a few questions and see which financing options fit before you open a form.

Find the right program

Confirming fit

Checking eligibility

Mark entity type, costs, and project category. Matching applications surface as you go.

Check eligibility

Ready to apply

Beginning an application

Open the online form or PDF that matches your program when you already know the path.

View application forms

Prefer to talk it through first? Get in touch. Our team can help you find the right path.

What RIIB finances

Four financing families, one place to start

RIIB helps Rhode Island communities and partners finance water, energy, resilience and municipal infrastructure. Browse by the kind of work if you want more context before you begin.

How financing works

A clear path from project idea to funded work.

You do not need every answer on day one. Match your project, confirm you qualify, gather what the Bank needs, then apply with staff beside you through underwriting and closing.

  1. 01Find a fit

    Find a fit

    Answer a few questions to see which financing family and programs match your project. You do not need to know the product name yet.

  2. 02Confirm eligibility

    Confirm eligibility

    Check entity type, eligible costs, and project categories. Matching application forms appear as you select what applies.

  3. 03Prepare documents

    Prepare documents

    Gather the schedules and supporting materials most applications ask for, including project cost and draw templates.

  4. 04Apply and work with RIIB

    Apply and work with RIIB

    Start the right online form or download the PDF. Bank staff stay with you through underwriting, structure, and closing.

Not sure where to start? We can help.

You do not need every answer before you reach out. Talk with our staff and we will walk you to the right program and next step.